Internet Explorer 11 is outdated. For improved security and optimized performance we highly recommend upgrading your browser. ChromeFirefoxEdge

Overdraft Protection

Eliminate the possibility of overdrafts. Sign up for VISA® overdraft protection with a Bank of Botetourt credit card or link your checking account to another BOB deposit account for protection.

Courtesy Coverage

We extend our Courtesy Coverage automatically to eligible accounts. With Courtesy Coverage, we strive to pay your overdrawn items and charge our standard NSF/OD fee of up to $35.00 for each item overdrawn. This program is a discretionary courtesy and may be withdrawn at any time. Our payment of your NSF item is NOT guaranteed. For additional information, please refer to the Consumer Overdraft Services Q and A - Disclosure or call your local branch.

Courtesy Coverage Plus

If you would like coverage for ATM and/or debit card transactions from Courtesy Coverage Plus, please see our Courtesy Coverage Plus Q and A Disclosure for more information and please print the ATM Debit Card Consent Form and return it to your local branch.

Quicklinks Include

We're here to help!

Whether it is getting that new car, consolidating debt or heading to college, we offer loan options for your financial needs.

Learn More

Go to Top

Text Size


We are here to help you!

Visit Us Contact Us

Important Info

Routing Number: 051402550

Reorder Checks Rates Lost/Stolen Card Investor Relations