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Personal Loans

Bank of Botetourt has been meeting the financial needs of our community for over 100 years. Our employees live and work here in the communities we serve. We're your friends, your neighbors and your trusted community bankers. We know that personal lending needs vary greatly from person to person. For some it could mean a new car, an addition to your home, or a college education for you - or your kids. For others, a personal loan would be needed for consolidating debt or even for taking a long overdue vacation.

Lending Options

You'll find that we offer flexible consumer loans made to fit a wide variety of needs. At Bank of Botetourt, all loan decisions are made quickly and locally...not by out-of-town decision makers!

Some of our most requested consumer lending options are listed below, but, if you don't see the type of loan that will meet your needs, please call 540-591-5000 or visit any of our convenient offices. Our knowledgeable, experienced lenders will assist you in determining the best borrowing option for your circumstances and tailor a loan that will be a perfect fit for you.

Consumer Loans

A Bank of Botetourt personal consumer loan can help you get the funds you need for a variety of reasons. We are committed to helping you with all of your credit needs. At Bank of Botetourt, you will experience an easy application process, quick turnaround time, and local loan decisions. Bank of Botetourt offers the following consumer loan options:

  • Simple Interest Installment Loans
  • Time Notes (For Short-Term Borrowing)

Auto Loans 

Are you ready to trade in that gas guzzler for a new hybrid model or something that gets better mileage? Who wouldn't be these days! Right now, great deals abound on both new and pre-owned models. Bank of Botetourt can help you pre-qualify for an auto loan in a hurry and you'll appreciate our competitive rates. Then, when you visit the car dealership, you'll be the one in the driver's seat when it comes time to negotiate on pricing. You can always get your best auto deal when you shop with financing in-hand! 

Submitting Financial Statements

Please print the form and complete. You may return the form in person to any Bank of Botetourt location or mail to the following address:

Bank of Botetourt
P.O. Box 647
Troutville, VA 24175

Download Financial Statement Form

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Important Info

Routing Number: 051402550

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