Business Convenience Services
At Bank of Botetourt, we understand the demands of running a business. That's why we offer a wide variety of financial products especially designed for business owners. We want to simplify the way you bank. Our convenience services will help you have more time to focus on growing your business because you can bank where, when, and how you want. Give us a call at 540-591-5000 or stop by one of our convenient locations to learn more. One of our dedicated employees will be happy to assist you over the phone or in person.
Business Mobile Banking
Business Mobile Banking provides businesses with another avenue for a seamless, optimized experience for business banking. Business Mobile Banking offers intuitive and user-friendly banking services presented with a next-generation look and feel. Mobile Business Banking will help businesses manage their finances faster and more effectively than ever, and it provides another competitive advantage in the cash management market.
- View account balances
- View recent transactions
- Transfer funds between Bank of Botetourt Accounts
- Make loan payments or advances
- Approve Wire, ACH and Internal Transfers
- Make deposits using mobile capture
Remote Deposit Capture
Make your business check deposits in seconds without ever leaving your office with Remote Deposit Capture. Speed money into your account and review images and deposits anytime. Checks are digitized by the desktop scanner we provide and all account data is encrypted for secure transmission to Bank of Botetourt. Benefits include:
- Eliminating daily or weekly trips to the local branch.
- Improving cash flow – checks can be deposited immediately.
- Encouraging more timely deposits.
- Integrating deposit information with your internal accounting system.
24-Hour Telephone Banking
You can obtain information about your accounts at Bank of Botetourt twenty-four hours a day using our automated phone banking system. Dial 473-BANK (2265) locally or toll free 866-830-2265. Effective January 3, 2011, our 24-Hour Telephone Banking menu option will change. Whether you have used 24-Hour Telephone Banking in the past or you are a first time user, you will need to follow specific instructions for logging in and setting up your new customer security code on or after January 3rd. Click the link below for all the details. You can perform some of the following banking activities using your touch tone telephone:
- Balance Inquiry
- Cleared Checks
- Transfer Funds Between Accounts
- Direct Deposit Verification
Online Cash Management
We know that running your business is hard enough without having to worry about your finances. We can help you spend less time on your books and more time concentrating on your business. With our Online Cash Management service you can:
- Review Account Information
- Conduct account reconciliation
- Set automatic e-mail alerts
- Initiate wire transfers
- Move funds between accounts via book transfers
- Concentrate and disburse funds via ACH
- Originate payroll via ACH
- Place stop payments
- Pay vendors electronically
- Provide different functionality to different staff members and control the accounts and services they may access
With Online Banking, you gain immediate access to a wide range of banking services and convenient, time-saving features that are as close as your personal computer, any time of the night or day.
Online Bill Payment Service
No stamps, No envelopes, No problem!
With our FREE Online Bill Payment & Presentment Service, paying your bills online has never been easier, faster and more secure. With Online Bill Payment & Presentment, you will never have to worry about missing an important payment or losing a payment in the mail. Plus, every bill payment is recorded, tracked and guaranteed to be sent.
Order Checks Online
In 3 easy steps you will be signed up to receive your monthly account statements conveniently by email. It's SAFE, CONVENIENT, GREEN & FREE! To get started, log on to Online Banking. While viewing your account activity in Account Access, simply click on the "Online Statement" button; read the online statement agreement and click on "Accept"
Image statements are printed "pictures" of your cancelled checks that can be included with your monthly statement.* Check imaging technology allows you to reconcile your account with checks in sequential order while making record-keeping and retention easier. Printed check images are available for certain types of accounts. *Service fees may apply.
Eliminate the possibility of overdrafts. Sign up for overdraft protection with a Bank of Botetourt VISA® credit card or link your checking account to another deposit account for protection.
Business Courtesy Coverage Plus
Courtesy Coverage Plus is a discretionary, non-contractual courtesy, where we strive to pay your overdrawn items and charge our standard NSF/OD fee of $35.00 for each item overdrawn. This program is a discretionary courtesy and may be withdrawn at any time. Our payment of your NSF item is NOT guaranteed. For additional information, please refer to the Business Courtesy Coverage Plus Q and A or call your local branch.
Business Visa Card Options
Every business, no matter how big or small, needs the right tools in order to run smoothly, efficiently, and successfully. You'll be able to take care of business without the hassles of writing checks or handling cash with our Visa Business Credit Card or our Visa Business Check Card. You can even provide additional cards for your employees. You are sure to find the solution that is right for the way you do business.
The following services are available at any of our convenient locations:
- 4:00 pm Deposit Cut-off Time
- Night Depository
- Cash Advances
- Foreign Currency Conversion
- Medallion Signature Guarantee
- Notary Service
- Official Checks
- Overdraft Protection
- Safe Deposit Box
- Tax Payments Accepted
- Wire Transfers