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ID Reclaim®

Think of it as having your own personal bodyguard.

With ID Reclaim, you don’t have to face identity theft alone. You’ll have a personal recovery advocate with you every step of the way. Each advocate is a licensed private investigator, certified through the Fair Credit Reporting Act, who will:

  • Thoroughly research and document the fraudulent transactions.
    Design a customized recovery plan and
    file all paperwork.
    Notify creditors, bill collectors, banks, mortgage companies, and government
    agencies — such as the state motor vehicle department, the Social Security Administration, and the U.S. Postal Service.
    Take continued action until your identity
    has been restored as closely as possible to its original status.
    Provide post-recovery follow-up care for 12 months to address any additional fraudulent activity associated with the initial event.

Unlike other identity recovery services that provide limited assistance by phone or generic forms you have to file yourself, ID Reclaim offers fully managed care through a limited power of attorney authorization.

That means your personal recovery advocate does all the legwork for you!

ID Reclaim has three tiers of protection.

Classic 55 and Alliance Checking customers receive ID Reclaim Basic recovery service free of charge! With ID Reclaim Basic, if you become the victim of identity theft, this service will provide you with a fully managed recovery program.  ID Reclaim Basic coverage applies to the primary and secondary account holders of record for any Classic 55 or Alliance Checking account here at Bank of Botetourt. For full details on your coverage and benefits under the ID Reclaim program, come in to one of our 10 convenient offices or download the ID Reclaim brochure.

There are two higher levels of protection available for a nominal monthly charge. Just think: peace of mind for yourself and for your immediate family, all for one small fee!

Two Additional Levels of Protection

ID Reclaim Family — $2 per month
Provides identity recovery service for the primary account holder and three generations of family.*

ID Reclaim Plus — $4 per month
Provides identity recovery service for the primary account holder and three generations of family* plus the credit monitoring service for one of the account holders of record (primary or secondary).**

For full details on the ID Reclaim program, come in to one of our 10 convenient offices or download the ID Reclaim brochure.

*For complete ID Reclaim® terms and conditions, visit www.harlandclarke.com/idreclaim.

** You may also add credit monitoring for other account holders for an additional monthly fee (per person).

View our Tips to Prvent Identity Theft

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