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Money Market Accounts

With a Bank of Botetourt Money Market Account, you'll earn higher interest rates at higher balance levels, and have the peace of mind that comes from knowing your money is available when you need it. Your funds on deposit with us are fully insured to the limits set by the FDIC.

  • An opening deposit of $2,500 is required.
  • An average balance of $2,500 must be maintained to avoid being charged monthly maintenance fees of $10.00 per month.
  • Enjoy FREE Checks.
  • Check your account balance any time day or night with FREE Online Banking and 24-hour Telephone banking.
  • Pay bills automatically with FREE Online Bill Payment.
  • You don't have to keep stacks and stacks of statements at home and try to keep up with filing them anymore. With Internet access you can take advantage of FREE E-Statements.
  • Federal regulations governing money market accounts limit transaction activity on these accounts. You may make six (6) pre-authorized transfers** from your account each four (4) week or similar statement period.  Federal regulations allow three (3) of these six transactions per statement cycle to be payments made by check, draft or similar order to third parties.  Transactions which exceed federal regulations will be charged an excess item fee of $10.00 per transaction.

**For Money Market Accounts, Pre-authorized transfers include the following types of transactions: The transfer or withdrawal of funds by telephone, by wire or PC, the use of overdraft protection, automatic payments, or checks.

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