Internet Explorer 11 is outdated. For improved security and optimized performance we highly recommend upgrading your browser. ChromeFirefoxEdge


BankOn Everyday

Checking Account

The access you want without worrying about overdraft fees


This account offers you the convenience and flexibility you need for daily personal banking without Overdraft fees. Plus, you'll have free access to online banking, mobile deposit, bill pay and account alerts. Bank of Botetourt clients can also bank at 13 branch locations and deposit at our ATMs. In addition, you'll have free access to 37,000+ surcharge-free ATMs across the country though our MoneyPass® Network.

No Hidden Fees

  • NO overdraft fees - only spend what you have
  • NO Monthly maintenance fee
  • NO Account Activation, Closure, Dormancy, Inactivity, and Low Balance fees
  • NO fees to cash checks
  • *NO fees to pay bills with online bill pay
  • No fees for getting or using our VISA® debit card
  • No fees to use Bank of Botetourt ATM's

*a fee will apply if a rush pay or delivery option selected

More than just a checking account

  • Free Bill Pay
  • Free Mobile Banking w/ Mobile Deposit
  • Free CardValet®
  • Free Deposit Capability in branches and at ATM’s
  • Free Check cashing for checks issued by Bank of Botetourt
  • Free and unrestricted 24 hour banking, and Live support
  • Free e-Statements & Text/ Email Alerts 
  • Free in network ATM access
  • Free access to our MoneyPass® Network**

Important Details 

  • $25 Minimum Opening Deposit
  • $1 Out-of-network ATM Fee
  • $2 paper statement fee
  • Paper checks are not included with this account. You have an option to purchase paper checks at any time.





 Bank of Botetourt has been certified by Bank On for meeting the National Account Standards as a low-cost, low fee account since 2022.




**MoneyPass® ATM Access

MoneyPass® is a surcharge-free ATM network. Transactions conducted at ATMs that participate in the MoneyPass® Network may be subject to U.S. Bank ATM transaction fees, although surcharge fees are waived if you use your U.S. Bank account card. Please note the following:
  • Access to 37,000 surcharge-free MoneyPass® ATMs across the country
  • Easy-to-use online and app ATM locators

To find a MoneyPass® location near you, please visit



Go to Top

Text Size


We are here to help you!

Visit Us Contact Us

Important Info

Routing Number: 051402550

Reorder Checks Rates Lost/Stolen Card Investor Relations