Virginia Mountain Mortgage

Our local lenders are your neighbors.

Call to Get Started

Virginia Mountain Mortgage

Our local lenders are your neighbors.

Call to Get Started
A division of Bank of Botetourt
Your Local Mortgage Lender

Buying or building a home is a major financial decision, and we’re here to make the process simple. Whether you’re purchasing, building, or refinancing, we’ll help you find the right mortgage to fit your needs. With expert guidance, fast approvals, and personal service, we look forward to being your trusted mortgage lender now and in the future.

NMLS#476841

Our Mortgage Products
Conventional Loans

The biggest benefit of a conventional fixed rate mortgage is the fact that the interest rate does not change over time.

FHA Loans

FHA insured loans often give first-time homebuyers the option of making a lower down payment than usual.

VA Loans

A home loan designed to help finance homes for Veterans and eligible members of the military.

USDA Loans

Available to qualified individuals who are purchasing or refinancing their home loan in an area that is not considered a major metropolitan area by USDA.

Construction Loans

Provides flexible financing to help you build your dream home, with competitive rates and personalized support throughout the process.

Adjustable Rate Mortgage

An adjustable rate mortgage means the interest rate can change during the life of the loan.

Home Equity Loans

Convert the equity you’ve built in your home into cash for home improvements and other large expenses.

Virginia Housing Loan

We’re proud to partner with Virginia Housing to offer affordable home loans with competitive rates, low down payments, and grant programs.

Additional Options and Products
  • Lot Loans: Financing to purchase raw or improved land to build on
  • Portfolio Loans: Handled in-house at Bank of Botetourt
  • Secondary Residences: Obtain financing for an investment property or vacation home

Enjoy our free mortgage calculator.

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult one of our mortgage specialists prior to relying on the results.

mortgage payment
Focused on you.

Whether you are looking to buy your first home, move up to something bigger, build your dream home, or refinance, you can trust us for the finest in personal service, expertise, fast approvals and closings.

Call us to get started