VISA® Credit Cards

A convenient, secure, and rewarding way to manage your spending.

With competitive rates, flexible payment options, and added benefits like fraud protection and rewards, our cards are designed to fit your lifestyle. Whether you’re making everyday purchases or big-ticket buys, our VISA® Credit Cards give you the freedom to shop with confidence.

Credit Card Options

VISA® Classic

Interest Rates and Interest Charges

  • Annual Percentage Rate (APR) for Purchases: 18.00% APR is fixed
  • APR for Balance Transfers: 18.00% APR is fixed
  • APR for Cash Advances: 18.00% APR is fixed

Paying Interest

  • We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
  • The Interest charge on cash advances begins from the date you obtained the cash advance.
  • No Annual Fee!!
Download VISA® Classic Credit Application
Download VISA® Classic Disclosure

VISA® Platinum

Interest Rates and Interest Charges

  • Annual Percentage Rate (APR) for Purchases: 10.80% APR is fixed
  • APR for Balance Transfers: 10.80% APR is fixed
  • APR for Cash Advances: 10.80% APR is fixed

Paying Interest

  • We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
  • The Interest charge on cash advances begins from the date you obtained the cash advance.
  • No Annual Fee!!
Download VISA® Platinum Credit Application
Download VISA® Platinum Disclosure
UChoose Rewards
Shopping with your VISA® Debit Card couldn’t be easier or more rewarding.

Bank of Botetourt’s VISA® Debit Card lets you shop anywhere VISA® is accepted, from local stores to worldwide destinations. It’s a simple way to pay for everyday purchases, and with our UChoose Rewards program, you’ll earn points for great gifts every time you select “credit” and sign.

* Subject to credit approval. Restrictions apply. For specific restrictions, limitations and other details, please refer to your card holder agreement.

See UChoose Brochure Register for UChoose
Manage Your Card
Manage your VISA® Credit Card

You can keep track of your credit card accounts 24 hours a day, 7 days a week with a simple click of your mouse. You can obtain current account information and much more!

  • View your transactions
  • View pending activity
  • View payment information
  • Receive custom e-mail alerts
  • Real-time credit card information
Click to Manage Your Card

Or call 844-352-5695 for balance inquiries, payment information, transaction history, statement request or to dispute a charge.

***Must be Bank of Botetourt customer to apply for VISA® Credit cards. We reserve the right to refuse applications from non-customers outside of our market area.