Refinance your current mortgage to a LOWER rate and/or reduced term to lower your monthly payment and save thousands over the life of the loan.

A home equity loan may be the perfect solution for those spring home improvement projects.


About Virginia Mountain Mortgage

Virginia Mountain Mortgage is a division of Bank of Botetourt. Buying or building a home is one of the biggest financial investments most people make in their lifetimes. For such an important purchase, it is crucial that you work with a mortgage lender that you can count on. Virginia Mountain Mortgage's experienced team will provide guidance on selecting a mortgage loan that will fit perfectly with your personal financial situation. 

Call us toll free at 844-591-LOAN!

NMLS#476841

About Bank of Botetourt 

Bank of Botetourt has been serving the banking needs of our region since 1899. With twelve retail offices located across Botetourt, Rockbridge, and Roanoke counties, including Smith Mountain Lake, Lexington, Salem, and a Care Center in Buchanan, we are dedicated to providing customers with unparalleled service and products. Bank of Botetourt is a strong community partner, making charitable contributions on a regular basis to support and promote education, culture and the arts, social service agencies, philanthropic activities, community and economic development, and other programs that impact the needs of the communities we serve.

Whatever your residential financing needs, we will tailor a loan that's right for you:

  • Purchase
  • Refinance
  • Construction Loans
  • Lot and Land Loans
  • FHA and VA Loans
  • Investment Properties
  • USDA Loans
  • Investor Loans
  • Home Improvement
  • Home Equity Loans
     

Meet our Mortgage Specialists

L. Nicole Griffin, "Nikki"

Nikki

Botetourt County Region
Vice President
Head of Mortgage Lending
Mortgage Loan Originator
140 Town Center Street
P.O. Box 175
Daleville, VA 24083
Office: (540) 591-5003
Fax: (540) 992-4649
ngriffin@vamtnmortgage.com
NMLS#804784

Nikki has been in the mortgage industry for over seven years.  She volunteers for the Meals on Wheels program through the Local Office on Aging where she helps deliver hot, nutritious lunches to homebound senior citizens. She is a Member of the Roanoke Valley Junior Women’s Club and currently serves as Secretary/Treasurer for the Blue Ridge Mortgage Lenders Association. She also serves on the Board of the Botetourt County Chamber of Commerce.

A graduate from Lord Botetourt High School, Griffin attended Roanoke College where she earned a degree in International Relations. Nikki enjoys anything outdoors and spending time with family. She is a Botetourt County native and resides in Troutville with her husband, Scott. 

 

Debbie Gordon

Debbie Gordon

Botetourt County Region
Vice President
Mortgage Loan Officer
140 Town Center St
PO Box 107
Daleville, VA 24083
Office: (540) 591-5037
Cell: (540) 239-2497
Fax: (540) 992-4649
dgordon@vamtnmortgage.com
NMLS#698660

Debbie has been in the financial industry since 1980 and joined Bank of Botetourt in 2003 as Mortgage Loan Specialist. She was recently promoted to Vice President and Mortgage Loan Officer of Virginia Mountain Mortgage. A native of the Tidewater region, she currently lives in Roanoke County.

Cyndi Beach Stultz

Cyndi

Roanoke/Salem Region
Vice President
Mortgage Loan Officer
3214 Electric Road, Suite 107
Roanoke, VA 24018
Office: (540) 591-5093
Fax: (540) 591-5199
cstultz@vamtnmortgage.com
NMLS#659514

Cyndi has been in the financial industry since 1986 and in residential mortgage lending since 1993. During her tenure in the mortgage industry, she has consistently been recognized as a Top Sales Producer in addition to being ranked at the top of the class in customer service. A former member of the Board of Directors and Chairman of the Board for Blue Ridge Housing Development, she has been a past President of the Roanoke Valley Mortgage Bankers Association in addition to being a past Director and Officer of the Virginia Mortgage Bankers Association. She has participated in the Roanoke Valley Association of Realtor's Public Relations Committee and has previously been named as one of VHDA's top producers in their Silver Circle category and served as a member of the VHDA's Lender's Advisory Board. Cyndi serves on the Board and is Past Chair for Big Brothers Big Sisters of SW Virginia.  cstultz@vamtnmortgage.com

Donna Brown Vaught

Donna V

Roanoke/Salem Region
Vice President
Mortgage Loan Officer
3214 Electric Road
Suite 107
Office: (540) 591-5096
Cell: (540) 309-9456
Fax: (540) 591-5199
dvaught@vamtnmortgage.com
NMLS#659528

Donna has been in the financial industry since 1983. As Vice President and Mortgage Loan Officer, she will provide in-house and secondary market mortgage origination. She is a member of the Roanoke valley Association of Realtors and is a member of its Community Service Committee. A native of Rocky Mount, she currently resides in southwest Roanoke County.

Shelley M. Martin

Shelley

Rockbridge County Region
Assistant Vice President
Real Estate Lending Officer

65 East Midland Trail
Lexington, VA 24450
Office: (540) 458-3712
Fax: (540) 463-5826
smartin@vamtnmortgage.com
NMLS#770881

Shelley has been a lender in Rockbridge County since 1992. A graduate of the School of Bank Management, she was promoted to Assistant Vice President in 2012. A year later she relocated to Bank of Botetourt’s Lexington Office and joined the mortgage team as a Real Estate Loan Officer. Providing home equity products/services is her expertise, but also assists our secondary market originators and functionality. A native of Rockbridge County, she currently resides in Collierstown. “I possess a natural instinct to lend and I take great pride in what I do.”

Kimberley L. Davenport

Kimberley

Franklin County/Smith Mountain Lake
Mortgage Loan Specialist
51 Firstwatch Drive
Moneta, VA 24121
Office: (540) 591-5087
Cell: (540) 814-2157
Fax: (540) 719-1884
kdavenport@vamtnmortgage.com
NMLS#271534

Kimberly has been in the financial industry since 1987. She is a graduate of Virginia Commonwealth University and holds a Bachelors in Real Estate and Urban Development. Kimberly resides in Rocky Mount. She is also a member of the Professional Women’s Resources group at Smith Mountain Lake and in Roanoke.

Lisa Caldwell

Lisa c

Roanoke/Salem Region
Mortgage Loan Assistant
3214 Electric Road
Suite 107
Office: (540) 591-5094
Fax: (540) 591-5199
lcaldwell@vamtnmortgage.com
NMLS#659372

Lisa has been in the mortgage lending industry since 2000. Prior to that she worked in a local law firm. A native of Roanoke, she currently resides in Salem.

Sharon M. Cooper

Sharon

Rockbridge Region
Mortgage Loan Originator
65 East Midland Trail
Lexington, VA 24450
Office: (540) 458-3715
Cell: (540) 784-0079
Fax: (540) 463-5826
scooper@vamtnmortgage.com
NMLS#447853

Sharon has been in the financial industry since 1997 in banking and mortgage lending. Sharon is a member of the Lexington Moose Lodge. She is a native of Lexington where she currently resides.

Julie Martin

Julie Martin

Roanoke/Salem Region
Sr. Loan Processing Officer
3214 Electric Rd, Suite 107
Roanoke, VA 24018
Office: (540) 591-5095
Fax: (540) 591-5199
jmartin@vamtnmortgage.com
NMLS#894555

Julie is a Senior Loan Processing Officer and has been in residential mortgage lending since 1986. She started her career in Northern Virginia after graduating from the College of William and Mary. She relocated to Southwest Virginia in 2002. “I am excited to be part of the team at Virginia Mountain Mortgage.”

Amanda Peay
Bank of Botetourt

Amanda Peay

Assistant Vice President
Mortgage Loan Officer
41 Stoney Battery Road
PO Box 647
Troutville VA 24175
Office:  (540)-591-5049
Fax:  (540)-992-4064
apeay@bankofbotetourt.com
NMLS# 658249

Amanda has been in the financial industry since 1994. A native of Botetourt County, she currently resides in Buchanan. Amanda joined bank of Botetourt in 2007 as a Mortgage Loan Originator and is currently a Mortgage Loan Officer for Bank of Botetourt. She is a graduate of Columbia College and is a member of Andrew Chapel UMC, she where is a Lay Speaker, Youth Coordinator and United Methodist Women.

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